Part A — Official English Terms (Legally Binding)
1) Introduction & Scope
These Referral Program Terms (the “Terms”) govern your participation in the InstaYoddha referral program (the “Program”). By participating, you agree to these Terms in addition to our website Terms of Use and Privacy Policy.
2) Eligibility for Participation
- Plan Requirement: You must have an active InstaYoddha paid subscription for either a 6-month or 12-month (Annual) duration.
- Monthly Plan Exclusion: Users on monthly paid plans, free trials, or any non-paid tiers are strictly ineligible to participate or earn commissions.
- You must have an active InstaYoddha account with a verified email & phone.
- You must be at least 18 years old and legally capable of entering binding contracts.
- One Program account per person. InstaYoddha may verify identity (e.g., PAN, name, contact).
3) Referral Conduct & Prohibited Activities
You must promote InstaYoddha truthfully, ethically, and in compliance with law. The following are strictly prohibited and may lead to forfeiture of commissions and termination:
- Self-referrals or purchases made by you or your immediate family using your own link.
- Spam (unsolicited messages, deceptive redirects, cookie stuffing, ad hijacking).
- False claims, misrepresentation, counterfeit offers/coupons, or misleading pricing.
- Automated/fraudulent signups, fake leads, refunds gaming, or abuse of trial conversions.
- Infringement of third-party rights, unlawful advertising, or any action harming InstaYoddha’s reputation.
4) Commission Structure & Payout Rules (Non‑GST Stage)
GST Status: InstaYoddha currently operates as an unregistered sole proprietorship under the GST Act (annual turnover below ₹20,00,000). Commissions are paid without any GST component. No GST invoices will be issued. When InstaYoddha becomes GST‑registered, these Terms will be updated, and future commissions will include applicable GST as per law.
4.1 How commission is calculated
- Base rule: You earn 20% of the actual amount paid at checkout after all discounts by the referred user.
- Referral discount: Purchases through a valid referral link automatically receive an extra 20% discount at checkout; your commission remains 20% of that discounted amount.
- Timing / eligibility: Each commission (or installment) becomes eligible 45 days after the corresponding customer payment settles (refund/chargeback window).
- Installment plans: Monthly plans pay a single commission after 45 days. 6‑month and yearly plans are split into equal monthly commission installments; each installment becomes eligible after its own 45‑day window.
- Minimum threshold: The minimum net payout is ₹5,000; amounts below carry forward.
- Payout cycle: Eligible commissions accrued through the 1st of a month are paid on the 10th (or next business day), subject to valid payout details and PAN.
4.2 Current prices (for examples)
- Basic: ₹499/month; ₹2,679/6‑months; ₹4,999/year.
- Pro: ₹1,099/month; ₹5,859/6‑months; ₹10,999/year.
- Ultimate: ₹1,499/month; ₹8,029/6‑months; ₹14,499/year.
4.3 Worked examples (with 20% referral discount)
Monthly (single installment after 45 days)
| Plan | List Price | Discounted (−20%) | Your Commission (20%) |
|---|
| Basic (1 month) | ₹499 | ₹399.20 | ₹80 |
| Pro (1 month) | ₹1,099 | ₹879.20 | ₹176 |
| Ultimate (1 month) | ₹1,499 | ₹1,199.20 | ₹240 |
6‑Month (6 installments)
| Plan | List Price | Discounted (−20%) | Total Commission (20%) |
|---|
| Basic (6 months) | ₹2,679 | ₹2,143.20 | ₹429 (≈ ₹71/month) |
| Pro (6 months) | ₹5,859 | ₹4,687.20 | ₹937 (≈ ₹156/month) |
| Ultimate (6 months) | ₹8,029 | ₹6,423.20 | ₹1,285 (≈ ₹214/month) |
Yearly (12 installments)
| Plan | List Price | Discounted (−20%) | Total Commission (20%) |
|---|
| Basic (12 months) | ₹4,999 | ₹3,999.20 | ₹800 (≈ ₹67/month) |
| Pro (12 months) | ₹10,999 | ₹8,799.20 | ₹1,760 (≈ ₹147/month) |
| Ultimate (12 months) | ₹14,499 | ₹11,599.20 | ₹2,320 (≈ ₹193/month) |
4.4 Threshold illustrations
- Below threshold: 2 × Ultimate Yearly = 2 × ₹2,320 = ₹4,640 → carried forward (pre‑TDS).
- Meets threshold: 3 × Pro Yearly = 3 × ₹1,760 = ₹5,280 → eligible to withdraw (TDS may apply).
5) Payment Method & Verification
- Payouts are via bank transfer or UPI to the details saved in your dashboard. Beneficiary name must match PAN.
- InstaYoddha may request additional KYC to comply with law and prevent fraud.
6) TDS & Your Tax Responsibilities
- TDS under Section 194H is deducted at 5% if your total commission in a financial year exceeds ₹15,000, or 20% if PAN is not provided.
- Form 16A TDS certificates will be issued quarterly.
7) Refunds, Chargebacks & Adjustments
- Unpaid installments for a refunded/charged‑back purchase are cancelled.
- Any clawback after payout will be adjusted against future payouts.
8) Suspension, Termination & Forfeiture
We may suspend or terminate your participation if we detect fraud, abuse, policy breaches, or legal risks. On termination for cause, unpaid commissions may be forfeited.
9) Liability & Disclaimer
InstaYoddha is not liable for indirect or consequential damages arising from the Program.
10) Amendments
We may modify or discontinue the Program at any time. Updated terms apply prospectively.
11) Governing Law & Dispute Resolution
These Terms are governed by the laws of India. Courts at Ahmedabad, Gujarat shall have exclusive jurisdiction.
12) Contact & Support
Questions? Email us at support@instayoddha.in.
13) Additional Legal Clauses
Attribution
The attribution decision recorded in our system is final and binding.
Clawback & Reserve
We reserve the right to withhold, offset, or claw back any commissions in the event of refunds or fraud.
KYC & Verification
Payouts are subject to identity and bank verification.
Dispute & Appeals
Disputes must be submitted within 14 days of the payout notice.
Security & Data
Payout related personal data will be stored securely.
Part B — Hinglish Version (For Understanding Only)
Important: English version final aur binding maana jayega.
2) Eligibility
- Zaroori Rule: Aapke paas InstaYoddha ka active 6-month ya 12-month (Annual) paid plan hona chahiye.
- Monthly Plan: Agar aap monthly plan par hain, toh aap eligible nahi hain aur commission nahi kama sakte.
- Active account + verified email/phone zaroori hai.
- Age 18+ hona chahiye.
- Har insaan ke liye sirf ek referral account. Kabhi‑kabhi PAN/identity verify kar sakte hain.
3) Conduct & Prohibited Activities
- Khud ko refer karna ya family ke dwara apni link se purchase — allowed nahi.
- Spam, jhoothe promises, fake offers, deceptive ads — strictly mana hai.
4) Commission & Payout (Non‑GST)
- Rule: Aapko 20% commission milta hai discounted price par.
- Time: Payment के 45 दिन बाद वो commission eligible hota hai.
- Threshold: Minimum withdrawal ₹5,000.
- Payout date: Har mahine 10 tareekh ko payment hoti hai.
- GST: Abhi hum GST registered nahi hain (turnover under 20 lakh), isliye GST ka part nahi hota.
6) TDS
Annual commission ₹15,000 se zyada hai to 5% TDS katega. PAN na dene par 20%.
11) Law & Disputes
India ke kanoon lagu honge. Disputes Ahmedabad courts me jayenge.
13) Extra Legal Clauses
Payout ke liye identity aur bank verify karna zaroori hai. Refund hone par commission cancel ya adjust ho sakta hai.